Abstract: The necessity and impendency of the credit construction is particularly projected by both the non-spontaneous forming of good social credit and the obstacle to the healthy development of market economy brought by the discreditable behavior .Based on the creation of credit circumstances ,this paper puts forward four security mechanism of credit construction namely law mechanism, supervisory mechanism , unveiled information mechanism, educationmechanism to impel people to act in accordance with virtue.

Key words: credit, rule of law, mechanism

摘要： 良好社会信用形成的非自发性和我国目前失信对市场经济健康发展的阻抑性,凸显了信用建设的必要性和迫切性。立足于信用环境的创设,我们认为,必须提出了信用建设的四大保障机制:法治机制、监管机制、信息公开机制、教育机制,以促人们循善而为。

关键词: 信用, 法治, 机制